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Cheney, Brennan & Associates Insurance

Medicare Supplements in New Braunfels, TX

Enhance your basic Medicare coverage with our Medicare supplements in New Braunfels, TX. Cheney, Brennan & Associates Insurance offers a number of options for our clients to supplement the insurance coverage they receive through Medicare. To learn more about our supplement plans or to discuss the other health insurance options we have available, reach out to our office.

Understanding Medicare Basics

Original Medicare has two parts, with Part A covering hospital services and Part B covering other medical expenses. You may visit any doctor pr hospital that accepts Medicare. Our supplements only work with original Medicare coverage.

Medicare Part A (Hospital Coverage) Will Pay For:

  • Care in Hospital
  • Care at a Skilled Nursing Facility after a Hospital Stay
  • Home Health Care
  • Hospice Care
  • All but the First Three Pints of Blood Each Calendar Year

Medicare Part B (Medical Coverage) Will Pay For:

  • Doctor Visits
  • Home Health Care
  • Lab Services
  • Outpatient Hospital Care
  • Durable Medical Equipment and Supplies
  • Preventative Health Services like Exams, Health Screenings, and Shots

Additionally, you can opt for Medicare Part D, which pays for generic and brand-name prescription drugs. You can qualify for drug coverage by either joining a stand-alone prescription drug plan or by buying a Medicare Advantage plan that includes drug coverage. If you have group coverage, your plan may already cover prescriptions. Ask Your plan’s sponsor whether the plan includes drug coverage similar to Medicare Part D.

Furthermore, there are many services that Medicare does not cover. These include:

  • Most Long-term Care:
     – Medicare only pays for medically necessary care provided in a nursing home.
  • Custodial Care:
     – If it is the only kind of care you need. Custodial care can include help with walking, getting in and out of bed, dressing, bathing, toileting, shopping, eating, and taking medicine.
  • More Than 100 days of Skilled Nursing Home Care During a Benefit Period Following a Hospital Stay:
     – The Medicare Part A benefit period begins the first day you receive a Medicare-covered service and ends when you have been out of the hospital or a skilled nursing home for 60 days in a row.
  • Homemaking Services
  • Private-duty Nursing Care
  • Most Dental Care and Dentures
  • Health Care While Traveling Outside the United States, Except Under Limited Circumstances
  • Cosmetic Surgery and Routine Foot Care
  • Routine Eye Care, Eyeglasses (Except After Cataract Surgery), and Hearing Aids

Plans We Offer

Our agency also offers Plan G and Plan F of the standard Medicare Supplements. You can check out a summary of these plans here.